Buy USDT Binance P2P – Safe & Easy Step-by-Step Guide
Looking to buy USDT Binance P2P using your local currency? You’re in the right place. Binance P2P (peer-to-peer) is one of the safest, fastest, and most convenient ways to purchase USDT directly from other users — with zero fees and multiple local payment methods supported.
In this step-by-step guide, you’ll learn exactly how to buy USDT Binance P2P securely, even if you’re brand new to crypto.
Let’s dive in!
📌 What Is Binance P2P?

Binance P2P is a peer-to-peer marketplace that allows users to buy and sell cryptocurrencies directly with each other. When you buy USDT Binance P2P, you can use local payment methods and your own currency to complete the transaction without needing to use a centralized exchange order book.
Key features:
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Zero trading fees
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Local currency support
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Escrow service for secure trades
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Variety of payment methods
✅ Why Buy USDT Binance P2P?
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No trading fees
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Faster settlement compared to bank wire or credit card
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Supports local payment options
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Protected by Binance escrow system
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Accessible even for beginners
🧡 How to Buy USDT Binance P2P: Step-by-Step
🔹 Step 1: Register & Verify Your Binance Account
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Go to https://www.binance.com or open the Binance app.
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Create a free account using your email or phone number.
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Complete KYC verification (upload ID and facial verification).
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Enable 2FA (Two-Factor Authentication) for added security.
✅ You must complete verification before accessing P2P trading.
🔹 Step 2: Access the P2P Platform
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On the app: Tap “Trade” > “P2P”.
On desktop: Go to “Buy Crypto” > “P2P Trading”. -
Select “Buy”, then choose USDT.
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Set your preferred currency (e.g., USD, EUR).
🔹 Step 3: Filter and Choose a Seller
Use the filters to find a suitable offer:
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Enter the amount you want to spend.
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Choose your payment method (bank transfer, PayPal, mobile wallet, etc.).
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Filter by:
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Completion rate
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Number of trades
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User reviews
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✅ Tip: Choose verified sellers with high completion rates (over 90%).
🔹 Step 4: Start the Trade
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Click “Buy USDT” next to your chosen seller.
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Enter the amount in fiat currency or USDT.
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Confirm the details and tap “Buy Now”.
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You will see the seller’s payment instructions.
🔹 Step 5: Make the Payment
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Transfer the exact amount to the seller using the listed payment method.
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Use the correct reference/note if provided.
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Never write crypto-related words like “USDT” or “Bitcoin” in the bank transfer notes.
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After payment, click “Transferred, Notify Seller”.
❗ Important: Only click this after you have made the payment.
🔹 Step 6: Wait for USDT Release
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Once the seller confirms receipt, Binance will release the USDT to your Funding Wallet.
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The USDT usually arrives within a few minutes.
⛑ If the seller does not release within the time limit, you can click “Appeal” and Binance support will intervene.
🔹 Step 7: (Optional) Transfer to Spot Wallet
To use your USDT for trading:
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Go to Wallet > Funding Wallet.
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Click “Transfer”, select From: Funding → To: Spot.
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Enter the amount and confirm.
🔒 Safety Tips When Using Binance P2P
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Always trade within Binance’s platform.
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Never share personal bank info or communicate outside Binance chat.
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Double-check seller details before sending payment.
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Avoid high-risk or too-good-to-be-true prices.
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Use verified sellers whenever possible.
💬 FAQs
Q: Are there fees for buying USDT on Binance P2P?
A: No. When you buy USDT Binance P2P, there are zero trading fees. Binance does not charge any commission for P2P transactions.
Q: How long does it take to receive USDT after buying on Binance P2P?
A: Typically, after you buy USDT Binance P2P, the transaction is completed within 5–15 minutes, depending on how quickly the seller confirms your payment.
Q: Can I use Binance P2P without verifying my account?
A: No. To buy USDT Binance P2P, you must complete identity verification (KYC). It’s required to ensure the safety and compliance of all P2P transactions on the platform.
📈 Conclusion
When you buy USDT Binance P2P, you gain access to a fast, secure, and flexible way to purchase crypto without relying on banks or credit card processors. It’s ideal for both beginners and experienced users who want control over their payment options.
If you’re still evaluating the platform, check out our Binance Review 2025 – Is This the Best Crypto Exchange? to understand why Binance remains a top choice in the crypto world.
Start your crypto journey with confidence — and always trade safely!